This charming farmhouse has retained many original features that enhance its historical character, including stunning wooden beams, hardwood floors, and intricate decorative moldings. Recent upgrades, such as new architectural shingles and gutters, further elevate its appeal. The restored post-and-beam barn offers endless possibilities—consider transforming it into a workshop, studio, or additional living space, all while preserving its historic charm. The home includes roughed-in electrical wiring for six rooms and plumbing for a second-floor half bath, providing modern functionality with minimal impact on the original structure. The property also features a small pony stall (10x8) with a new 20x20 split rail paddock, as well as two horse stalls (10x12). The tack room is equipped with a new glass door, and there's an electric rope fence powered by a solar panel. A 6x8 hay hut for round bales. This property is ready for your personal touch and offers a fantastic opportunity to build equity in your dream home. Please note that it is available for cash or rehab financing only.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,063 | $1,349 |
Total Monthly Payment | $1,436 | $1,435 | $1,721 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.