One or more photo(s) has been virtually staged. **THIS PROPERTY QUALIFIES FOR A 1. 5% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. ** Discover this 4-bedroom, 2-bathroom home in the highly desirable Deep Creek community, offering nearly 2, 200 sq ft of comfortable living space. This home has seen updates like a new roof (2023), new vinyl plank flooring, a new dishwasher, and a fresh coat of paint inside and out, ensuring peace of mind for years to come. The main living area features an open floor plan with soaring cathedral ceilings enhancing the spacious feel. Formal living and dining rooms provide an elegant setting for special occasions, while the well-appointed kitchen, complete with stainless steel appliances, a pantry, and a convenient breakfast bar, flows seamlessly into the family room and breakfast nook for everyday meals. Retreat to the spacious primary suite, which offers direct access to the screen-enclosed lanai. The ensuite bathroom features dual sinks and two generous closets, combining functionality with comfort. The thoughtfully designed split floor plan places three additional bedrooms on the opposite side of the home, ensuring privacy for guests. One bedroom even features direct access to the lanai, making it a versatile space for a guest room or home office. Step outside to your backyard oasis, complete with mature trees that provide shade and relaxation. With ample room for a pool, you can create your personal outdoor retreat, perfect for entertaining or enjoying the Florida sunshine. Residents of Deep Creek benefit from low annual HOA fees and a variety of recreational facilities, including tennis and basketball courts, scenic parks, and walking trails ideal for outdoor enthusiasts. Conveniently located just moments away, the charming Punta Gorda Historic District offers a variety of boutique shopping and diverse dining options, from waterfront seafood establishments to inviting cafes. Fishermen’s Village enhances the waterfront experience with unique shopping, dining, and year-round entertainment, including live music events and festivals. For outdoor adventurers, Charlotte Harbor provides ample opportunities for boating and fishing, while golf enthusiasts will appreciate the proximity to the esteemed Deep Creek Golf Club.
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Our Executive Mortgage Banker:
Our Insurance Division:
$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $437 | $437 | $437 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,889 | $1,888 | $2,435 |
Total Monthly Payment | $2,401 | $2,400 | $2,947 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.