Nestled on a unique lot this 4 bed 1 bath home sits high on its . 28 acre lot close to downtown. Side entry leads you to an oversized mudroom/storage area with skylights and windows overlooking back yard. Spacious eat in kitchen with built in ceiling to floor pantry shelving and room for a full size dining table. Oversize entry to the living room creates the ideal layout for everyday living. Full bath with vanity, shelving, and cabinet storage. Also, the location of the first floor laundry area. First floor bedroom with big closet and bamboo flooring continues off living room. The sun shines thru the front entry showing some of the old home character. Continue upstairs to find the additional three bedrooms. One bedroom with double closets and other two bedroom with built in closets. Tall basement ceilings allow for more usable space. Work shop area with full size windows and walk out to back yard area. Side porch off side entry also leads down to flat yard area.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | 15.0 x 10.0 | Second |
Bedroom 3 | Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet | 10.0 x 12.0 | Second |
Bedroom 4 | Ceiling Fan(s), Closet, Flooring - Hardwood | 14.0 x 13.0 | First |
Kitchen | Flooring - Laminate, Dining Area, Recessed Lighting, Stainless Steel Appliances | 16.0 x 8.0 | First |
Living Room | Flooring - Hardwood | 14.0 x 13.0 | First |
Master Bedroom | Closet, Flooring - Hardwood | 14.0 x 15.0 | Second |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $247 | $247 | $247 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,855 |
Total Monthly Payment | $1,786 | $1,784 | $2,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.