Brand new construction and an absolutely ideal location in Atlantic Beach only 2 blocks to EVERYTHING. . . beach access, shops, and dining. Construction is well underway for this 2-story, 4 bedroom/3. 5 bath home with an open-concept plan featuring a well-designed kitchen with oversized island and select appliances as well as flexible dining and living room spaces. Details like shiplap and white oak wood floors complete the calming coastal palette. 3 spacious bedrooms on the 2nd floor offer ensuite baths, with a 4th bedroom or private home office on the1st floor. Luxurious owners' suite includes a soaking tub w/ separate shower, dual vanities, and a sizable walk-in closet. This thoughtful plan hits all the sought after beach essentials: a roomy garage for those bikes & boards, front and back porches, an outdoor shower, and a true laundry room. (Designated a ''townhome'', however this home is connected only by a small breezeway and does not share any wall
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,380,000 | $1,380,000 | $1,380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.304% | 6.762% | 6.725% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,723 | $8,836 | $12,021 |
Total Monthly Payment | $8,848 | $8,961 | $12,146 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.