Just add rocking chairs to the farmer's porch and this house is a dream come true! Public Water, Public Sewer, Natural Gas, Metal Roof, New Kitchen, New Bath, 1 Car Garage/Workshop. This house has SO MUCH TO OFFER. As you pull in you'll notice the driveway comfortably fits 3 cars. The garage can park a car or you can use it as a workshop/storage. You can enter the mudroom from the garage or the driveway. This is a great area to drop your shoes and hang your coat. You will be drawn to the gorgeously updated kitchen. Tons of cabinet space and stainless appliances. The breakfast bar overlooks the open concept living room. Low maintenance vinyl plank flooring. This level has a dedicated bedroom and a flex space that could be used as an office, playroom, den or formal dining room. Current owners moved the laundry to the main level, but there are still W&D hookups in the basement if you prefer this 4th room for something else. The main level has a charming full bath with exposed brick. Upstairs are two more great bedrooms with lots of storage, bright windows and neutral paint. The basement is wide open for storage. Outside there is a dog run for your four legged friends and a partially fenced yard. The true gem is the huge side yard. This corner lot has enough grass for a golf course!! So much room for activities or just the tranquility of this great neighborhood. Quiet Neighborhood, yet close to shopping, hospital and highway. Delayed showings until 10/25.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $446 | $446 | $446 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,100 | $2,020 | $2,564 |
Total Monthly Payment | $2,621 | $2,541 | $3,085 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.