Welcome to this newly constructed, single-level home in the beautiful Lake Champlain Islands in North Hero, Vermont. Set back from the road on 3 partially wooded acres, this 1, 500-square-foot ranch-style home offers a blend of comfort and modern style. The open main living area features a well-appointed kitchen with Corian countertops, two-tone cabinets, and stainless steel appliances, creating a perfect space for gatherings. The primary bedroom is complete with a walk-in closet and a spacious ensuite bathroom featuring a dual-sink vanity and step-in shower. The full basement offers plenty of potential for future expansion, whether you’re looking to create a TV room, home gym, or extra storage space. With two decks, you have multiple options for outdoor living, perfect for enjoying sunny days and grilling. The yard is a blank canvas, ready for your landscaping ideas, with ample room to build a garage if desired. Located in a serene country setting with nearby nature trails and public lake access, this home offers the perfect blend of rural living and convenience. Just 45 minutes from Burlington, VT, and St. Albans City, this move-in-ready property is waiting for you to make it your own. Schedule your private showing today and start building a life in North Hero!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,126 | $2,698 |
Total Monthly Payment | $2,285 | $2,201 | $2,773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.