41 E Spruce STREET, Orlando, FL, 32804 | $524,900

Affordable and beautifully renovated, this College Park townhome is a must-see, offering a prime location with NO HOA FEES! Featuring 3 spacious bedrooms and 2. 5 bathrooms, this home has been extensively updated to combine comfort, style, and convenience. Enjoy the open floor plan, perfect for entertaining family and friends, with a large living/dining area and a kitchen that boasts custom cabinets, stainless steel appliances (including a microwave and gas range), and updated counters and sink. The master suite includes a massive walk-in closet with custom organizers, while other bedrooms are also spacious with organized closets. You’ll appreciate the indoor laundry room which includes brand new washer and dryer (installed in 2023). This home is further equipped with a tankless gas water heater and an oversized 1-car garage with a brick paver driveway. Updates over the past five years include vinyl flooring on the first floor and staircase, plush carpeting on the second floor, fresh interior paint, upgraded toilets, and a remodeled master shower. A brand-new roof was added in July 2024, ensuring long-lasting protection. Located in a quiet neighborhood, the townhome is just steps from Matthews Park and zoned for the highly sought-after Princeton Elementary. Enjoy easy access to I-4, Florida Hospital (just a 10-minute walk away), and the vibrant shops and restaurants along Edgewater Drive (a 20-minute stroll). With fee-simple ownership, you own this townhome just like a single-family home. Experience comfort, convenience, and a sense of community in the heart of College Park!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Upper Level
  • Year Built: 2008
  • Garage: 1-car Garage Door Opener, Garage Faces Rear, Garage Faces Side
  • Heating: Central, Electric, Natural Gas
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 1,642
  • Acreage: 0.09
  • Est. Taxes: $8,346
  • Lot Desc: City Lot, Irregular Lot
  • Elem. School: Princeton Elem
  • Middle School: College Park Middle
  • High School: Edgewater High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater
  • MLS#: O6250985
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/O6250985/41esprucestreet_orlando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 11:32:12 PM)
Listing courtesy of MAINFRAME REAL ESTATE   Phone: 407-513-4257

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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41 E Spruce STREET, Orlando, FL, 32804

$524,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $419,920 $419,920 $419,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $696 $696 $696
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,794 $2,791 $3,600
Total Monthly Payment $3,582 $3,579 $4,388

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.