Welcome to 88 Charles St! A stately old New Englander with some wonderful charm. Located in a prominent part of the city with many older homes of similar character. This 2 1/2 story, 2 family home stands tall and straight and proud of her heritage. This is a wonderful opportunity for an owner occupant or investors alike. With 3 bedrooms for each unit and a common area for laundry hookups, the upside potential is enormous. Vinyl siding, replacement windows, a newer roof and heating systems make for easy maintenance. And the large backyard is a wonderful bonus! Add the unused, but also well kept, 2 story attached barn into the mix and the possibilities are endless. With the proper permits a 3rd large apartment, an in home business, an expansion for the owner occupant or enough storage to satisfy anyone. This property currently has 2 long term tenants that have enjoyed many years in this location. Located within walking distance to all of the city amenities including schools, daycare, restaurants and stores. Don't let this one get away! Scheduled Showings begin on Saturday afternoon, 10/26, from 1-3.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $428 | $428 | $428 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,346 | $2,286 | $2,900 |
Total Monthly Payment | $2,849 | $2,789 | $3,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.