Immaculately kept and perfect for the most discerning of buyers, this desirable St Kitts floorplan is highlighted by a NEW ROOF INSTALLED IN 2023. This single-owner residence was freshly painted on the exterior after the roof replacement and is protected by accordion hurricane shutters, perfect for full-time and seasonal occupancy. The HVAC system (2021) and Water Heater (2020) were updated. Offered with furnishings negotiable, don't miss the opportunity to secure such a sought-after floorplan in this condition. This Saint Kitts is a perfect combination of size and function with covered and uncovered outdoor space, premium kitchen cabinets, a built-in cooktop, a custom feature wall, and 8-foot door casings. The Cascades at Estero is an active adult lifestyle community with a full-time activities director who is on-site to plan many great community activities and gatherings. The clubhouse just underwent modernization and features pickleball courts, tennis courts, bocce, billiards room, card room, craft space, a library, a large fitness center with sauna, a satellite pool, a community spa, and a large resort-style pool with indoor/outdoor swimming.
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $216 | $216 | $216 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,741 | $2,738 | $3,533 |
Total Monthly Payment | $3,049 | $3,046 | $3,841 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.