$50, 000. 00 price reduction! Will not last long! The full taxes on this home is $14, 124. 14 with the basic star exemption of $1, 019. 98. As you pull up to this home you will be in a cul-de-sac. As you enter this home you will be in the true center hall with a ceramic tiled floor. To the left is the large living room, to the right is the banquet sized dining room. At the end of the center hall is the newer eat-in-kitchen with oversized 42" custom wood cabinets, stainless steel appliances including a gas stove and marble counter tops. The eat-in-kitchen is also has a ceramic tiled floor. Down the hall from the eat-in-kitchen is the newer half bath the coat closet and the large family room with wood floor. As you ascend the staircase, you will see the large primary bedroom, three additional large bedrooms and the newer full bath. The large basement has a large utility, laundry & workshop room. The peaceful and serene private fully PVC fenced yard features a deck and lots of space for the children and pets. This private yard is perfect for entertaining. There is also room for a pool. This home features all thermal pane windows throughout, hardwood and ceramic tile flooring, air conditioning and so much more! This home is walk to the Westwood Park and LIRR train station. All of the shoppes, banks, restaurants, amazing bakery and movie theater in the Village of Malverne are also within walking distance. This very spacious home will accommodate a large family.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $616,000 | $616,000 | $616,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $1,262 | $1,262 | $1,262 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,255 | $4,094 | $5,195 |
Total Monthly Payment | $5,609 | $5,448 | $6,549 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.