This is a RARE GEM on Onyx. 1st floor, END UNIT, move-in ready condo in the fantastic community of Gulf Harbors Condominiums. This nice 2 bedroom, 1 bathroom condo has a large living/dining room combo (GREAT ROOM). The sliding door and tracks were removed to open the enclosed lanai. Hurricane windows and doors make it a safe space to hang out and have a cup of coffee or possibly set up an office. Some minor changes have also been made through to house to make it more wheelchair accessible. Mixed hard flooring throughout includes tile and plank floors. The kitchen includes all appliances and has white cabinets. Outside you will find your assigned, covered parking space in front, as well as, additional parking close by. -Gulf Harbors Condominiums have two swimming pools one regular and one is heated. Also available for your use - three clubhouses, shuffleboard, grilling areas, 24-hour security, and an on-site manager. You may optionally join the Gulf Harbors Beach Club (only $180 annually), giving you access to one of the only private beach clubs on the Gulf of Mexico with pavilions, grills, showers, bathrooms, and beautiful sunsets! Storage is available for kayaks, canoes, and paddle boards. Historic and newly revitalized downtown New Port Richey is less than 5 minutes away with new restaurants, breweries, and quaint shopping. The monthly fee includes basic cable, internet, water & sewer, building insurance, roof, trash service, lawn service, exterior maintenance, escrow reserves, 24-hour security, laundry facilities, and an on-site manager. Perfect for snowbirds and year-round residents alike. All ages are welcome. Schedule your showing today!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $128,000 | $128,000 | $128,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $147 | $147 | $147 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $852 | $851 | $1,098 |
Total Monthly Payment | $1,074 | $1,073 | $1,320 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.