Buyers don't miss the opportunity of viewing this wonderful 2, 200 sqft family home featuring 4 bedrooms, 2 full baths, 1 half bath and a 2-car garage in a high sought after centrally located Clearwater neighborhood. This spacious family home has been recently updated with all the items you look for when buying a home. It features all new (2023) hurricane rated, energy efficient windows and sliders. New HVAC systems, upper (2022), lower (2020). New main electrical panel in 2020 and new roof in 2019. All the kitchen appliances are less than 5 years old. In addition, the upper living area has been refreshed with high quality laminate flooring, updated tile in the master and 2nd bathrooms. The master shower is a couple’s dream with dual rain shower heads, dual shower wands and dual temperature controls. The second bath features a newer vanity and updated tiling in the shower/tub area. Downstairs features a formal living room and dining room as you enter through the front door which then leads to a combined family room with fireplace, dining area, and kitchen at the back of the house. There is a half-bath on the main floor that also connects to the 4th bedroom downstairs for your guest or a home office. The inside laundry and pantry are located just off the kitchen. The backyard is spacious with plenty of room for entertaining. The house is centrally located in Clearwater with easy access to all the amenities of the county and neighboring towns. Don’t miss out on this opportunity to put the finishing touches on this great family home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $399 | $399 | $399 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,632 | $3,395 |
Total Monthly Payment | $3,109 | $3,106 | $3,869 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.