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23 Mount Vernon Street, Newport, RI, 02840 | $1,300,000
Welcome to the Peleg Bryer House, circa 1845, a charming historic gem located on Newport's Historic Hill area.
Tucked in-between Kay, Touro & Spring streets - this sought after neighborhood is steps from both uptown & downtown shopping with dining, theater, history & the waterfront all within reach.
The delightful 3-bedroom, 3-bathroom colonial home offers the perfect blend of old-world charm and modern convenience. With 2, 074 square feet of thoughtfully updated living space, including a new freshly painted full interior & a recent (2018) renovation, you'll find a modern kitchen with quartz countertops, stainless steel appliances, and a pantry. The open-plan living area features a cozy gas fireplace, perfect for intimate gatherings.
Upstairs, the master suite boasts cathedral ceilings, a stunning bay window, and a relaxing ensuite. Two additional double bedrooms, a laundry room, and a bathroom complete the upper level. The home also includes a full basement for added storage.
Enjoy the private outdoor courtyard with low-maintenance plantings and deck, ideal for dining and entertaining. The quiet street location offers easy convenient access and is just about a mile from the beach and Cliff Walk. This home is a treasure waiting for you to discover. (The property has no off-street parking - there is no driveway. Street parking is by resident-sticker parking only and the parking is, most often, plentiful. 23MV is designated a 2-family but is utilized as a single family. )
Features
- Amenities: Marina,Near Hospital,Near Schools,Restaurant,Shopping,Tennis Court(s)
- Rooms: 6
- Bedrooms: 3
- Baths: 3 full
- Style: Cabin,Historic/Antique,Victorian
- Year Built: 1850
- Garage: No Garage
- Heating: Gas,Hot Water,Oil
- Cooling: None
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 2,074
- Acreage: 0.04
- Est. Taxes: $7,412
- Appliances: Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Oven,Range,Refrigerator,Range Hood,Washer
- MLS#: 1371273
- Website: https://www.raveis.com
/prop/1371273/23mountvernonstreet_newport_ri?source=qrflyer
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888.699.8876
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
23 Mount Vernon Street, Newport, RI, 02840
$1,300,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,040,000 | $1,040,000 | $1,040,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
| Monthly Tax Payment | $618 | $618 | $618 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,824 | $6,403 | $8,636 |
| Total Monthly Payment | $6,567 | $7,146 | $9,379 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB