Here is a unique opportunity in Hardwick's mixed use zone. This 4 acre parcel encompasses a well kept 3 bedroom home, commercial office/garage, and 2 large pole buildings. Originally the site of Hardwick Building Supply, the property has had numerous commercial uses over past years. There is excellent visibility and significant road frontage along busy VT Route 15. The house, built in 1927, is move in ready and loaded with character. There are maple hardwood floors, douglas fir doors, and natural wood trim throughout. Enjoy plenty of space for the whole family with 3 bedrooms, 1. 5 bathrooms, large kitchen, dining room, living room, mudroom and porches. Newer appliances and updated utilities are in and ready to go. The 935sqft office/garage has its own septic system, heat, phone/internet and power service. Two huge two pole buildings are set along the back edge of the property, 81'x32' and 61'x23', providing a vast amount of covered storage. The property is directly adjacent to both the Lamoille River and the Rail Trail. Take note of all the new stone along the river's edge, the State of Vermont is currently underway on a riverbank stabilization project at this site. Bring your creativity and be the one to write the next chapter in this notable Hardwick location's history. (See MLS# 5019334 for additional photos, documents and details)
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William Raveis Mortgage, LLC
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Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $458 | $458 | $458 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,361 |
Total Monthly Payment | $2,396 | $2,394 | $2,894 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.