Welcome to 2630 E 38th St, a HIGH AND DRY well-maintained block home built in 2003, offering 1, 568 square feet of thoughtfully designed living space. The home features fresh interior paint, including doors, cabinets, and baseboards, along with new blinds throughout. The façade has been recently painted, while the other sides of the home, which remain in great condition, were professionally pressure-washed. Both the porch and carport floors have been freshly painted as well.
Inside, the open floor plan seamlessly connects the tile-floored living and dining areas, where wood-look tile adds a touch of elegance to the space, and large windows allow natural light to flood the home. The kitchen boasts a new electric stovetop and dishwasher, complemented by a stainless steel sink and a refrigerator in great condition. With ample storage and counter space, this kitchen is ideal for hosting and everyday functionality.
The master bedroom is a spacious retreat with a walk-in closet and an en-suite bathroom featuring a tub/shower combo. Additional bedrooms offer large windows and mirrored bifold closets, and the second full bathroom is perfect for guests or family members. Practical updates include a 2-year-old roof, a NEW HVAC system, and a Rheem gas water heater.
Outside, the fully fenced yard offers space for development, while the two-car carport and small shed add convenience for outdoor storage. This home is within walking distance of several schools, from elementary to high school, as well as a local library.
With modern upgrades, thoughtful design, and a prime location near essential amenities, this home is ready to welcome its next owner.
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Our Executive Mortgage Banker:
Our Insurance Division:
$357,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $286,000 | $286,000 | $286,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $296 | $296 | $296 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,903 | $1,901 | $2,412 |
Total Monthly Payment | $2,274 | $2,272 | $2,783 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.