3950 106th AVENUE N, Clearwater, FL, 33762 | $358,000

Location, Location, Location! Discover Ciega Village in The Lakes! NOT IN A FLOOD ZONE and features UNDERGROUND ELECTRIC for reliable power. This well maintained 3-bedroom 2-bath 2-car garage home features a New 2024 Hot Water Heater, New 2022 roof, Updated windows, corrugated hurricane panels. The large kitchen boasts sleek stainless-steel appliances, ample cabinet and counter space, breakfast bar, Island, pantry, and ceramic tile flooring. You will love the open split floor plan with soaring cathedral ceilings making this home feel spacious and a bonus room that would be perfect for a formal dining room, home office or gym. The private master suite features a large walk-in closet and private en-suite bathroom. Step outside and enjoy your morning coffee on your screened patio or stroll to the community pool close by. Ciega Village is a highly desirable deed restricted community with low HOA fees of only $171 per month which includes yard service, reclaimed water for sprinkler system, expanded cable, High speed internet, State of the Art heated and cooled pool, shuffleboard courts and clubhouse. The Lakes is home to the Roosevelt Wetlands where over 100 species of birds and other wildlife can be spotted. Located near Mainlands Golf Course, Bill Jackson’s Shop for Adventure, Aldi’s, Freedom Lake Park that offers: Dog Park with large, fenced exercise space separated for large and small dogs, hydrants, watering holes, and plenty of shade for your pets, covered outside fitness stations, fishing, grilling, picnic tables, pavilions, brand new playground, walking track and the Korean War Memorial. Easy Access to Gulf Beaches, Sam’s Club, Coffee Shops, Fitness Centers, shopping, dining, Helen Howarth Park, Equestrian Trail, Dog Park, and Forbes recreation area, I-275, St. Pete/Clearwater and Tampa International Airports. Come see all of the features this beautiful home and active community have to offer; it won't last long! Ciega Village has NO age restrictions! Hurry this home won't last long!

Features

  • Amenities: Cable TV, Clubhouse, Fence Restrictions, Pool, Recreation Facilities, Shuffleboard Court, Vehicle Restrictions
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 60 x 100
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Style: Florida, Ranch
  • Year Built: 1987
  • Garage: 2-car Driveway, Garage Door Opener, Off Street, Parking Pad
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,304
  • Acreage: 0.14
  • Lot Size: 60 x 100
  • Est. Taxes: $1,437
  • HOA Fee: $171 Monthly
  • Lot Desc: In County, Landscaped, Sidewalk, Unincorporated
  • Elem. School: Pinellas Central Elem-PN
  • Middle School: Fitzgerald Middle-PN
  • High School: Pinellas Park High-PN
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8312107
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/TB8312107/3950106thavenuen_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 10:32:11 AM)
Listing courtesy of SSI REALTY OF TAMPA BAY, LLC   Phone: 727-410-7399

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3950 106th AVENUE N, Clearwater, FL, 33762

$358,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $286,400 $286,400 $286,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $120 $120 $120
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,905 $1,904 $2,415
Total Monthly Payment $2,100 $2,099 $2,610

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.