Location, Location, Location! Discover Ciega Village in The Lakes! NOT IN A FLOOD ZONE and features UNDERGROUND ELECTRIC for reliable power. This well maintained 3-bedroom 2-bath 2-car garage home features a New 2024 Hot Water Heater, New 2022 roof, Updated windows, corrugated hurricane panels. The large kitchen boasts sleek stainless-steel appliances, ample cabinet and counter space, breakfast bar, Island, pantry, and ceramic tile flooring. You will love the open split floor plan with soaring cathedral ceilings making this home feel spacious and a bonus room that would be perfect for a formal dining room, home office or gym. The private master suite features a large walk-in closet and private en-suite bathroom. Step outside and enjoy your morning coffee on your screened patio or stroll to the community pool close by. Ciega Village is a highly desirable deed restricted community with low HOA fees of only $171 per month which includes yard service, reclaimed water for sprinkler system, expanded cable, High speed internet, State of the Art heated and cooled pool, shuffleboard courts and clubhouse. The Lakes is home to the Roosevelt Wetlands where over 100 species of birds and other wildlife can be spotted. Located near Mainlands Golf Course, Bill Jackson’s Shop for Adventure, Aldi’s, Freedom Lake Park that offers: Dog Park with large, fenced exercise space separated for large and small dogs, hydrants, watering holes, and plenty of shade for your pets, covered outside fitness stations, fishing, grilling, picnic tables, pavilions, brand new playground, walking track and the Korean War Memorial. Easy Access to Gulf Beaches, Sam’s Club, Coffee Shops, Fitness Centers, shopping, dining, Helen Howarth Park, Equestrian Trail, Dog Park, and Forbes recreation area, I-275, St. Pete/Clearwater and Tampa International Airports. Come see all of the features this beautiful home and active community have to offer; it won't last long! Ciega Village has NO age restrictions! Hurry this home won't last long!
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$358,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $286,400 | $286,400 | $286,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $120 | $120 | $120 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,978 | $1,904 | $2,415 |
Total Monthly Payment | $2,173 | $2,099 | $2,610 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.