13 Overbrook Drive, Middlebury, VT, 05753 | $389,970

Neat and tidy condo that is pretty close to schools, grocery stores, shopping plaza, pharmacy and downtown! You get to enjoy the best of all worlds - at home enjoy the peaceful nature of condo living with green space and trees AND visit with neighbors, get some exercise on the trails and get involved in a wonderful community! Any way you slice it, living on one level in this condo with plenty of extra finished space in the walk-out basement, you'll feel like it was designed with you in mind. Beautiful cherry floors and an open kitchen/dining/living area make up 1/2 of the main level. Two bedrooms and a full sized bathroom complete the other 1/2. In the lower level you'll find the 3rd bedroom, 3/4 bath, laundry, family room and plenty of storage space. Park your car under cover in the one car garage space, grab a book from the mini library by the road, and take a walk or bike ride around town!

Features

  • Parking: Driveway,Garage
  • Heating: Baseboard,Heat Pump,Hot Water
  • Cooling: Mini Split
  • Amenities: Master Insurance,Landscaping,Common Acreage,Snow Removal,Trash Removal
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full / 1 three-quarter
  • Year Built: 1988
  • Approx Sq. Feet: 1,812
  • Est. Taxes: $7,017
  • Lot Desc: Condo Development,Landscaped,Trail/Near Trail,Walking Trails
  • Elem. School: Mary Hogan School
  • Middle School: Middlebury Union Middle #3
  • High School: Middlebury Senior UHSD #3
  • School District: Addison Central
  • MLS#: 5019332
  • Website: https://www.raveis.com
    /prop/5019332/13overbrookdrive_middlebury_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/1/2024
Listing courtesy of IPJ Real Estate   Phone: 802-388-4242
Listing Agent: Amey Ryan

William Raveis Family of Services

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13 Overbrook Drive, Middlebury, VT, 05753

$389,970

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,976 $311,976 $311,976
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.708% 7.133% 6.256%
Monthly Tax Payment $585 $585 $585
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,155 $2,073 $2,631
Total Monthly Payment $2,815 $2,733 $3,291

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.