Gorgeous view of the lake from this rarely available 3Br, 2Ba 2nd floor condo. - located in the popular gated community of Heritage Oak Park! Move right in as the condo is being sold Turnkey Furnished! Used only for season by the current owners & has been meticulously maintained. Truly move in condition. As you enter the condo. there is a storm door for light, tiled foyer, & coat/storage closet. Condo. has an open floorplan w/good sized great room & dining area opening to the kitchen. Since it is an end unit there are addl. windows on the side which also add addl. light to an already light & bright unit. Kitchen offers tile floors, raised panel cabinets w/crown molding & hard surface countertops with drop-in sink, built in pantry w/pull-out drawers, and addl. pull-out drawers in lower cabinet, & a cabinet with bay of drawers, It is fully equipped w/ Samsung stainless appliances. There are sliding doors from the great room out to the screened tiled lanai which offers a great place to enjoy your morning coffee or a glass of wine in the evening. Master bedroom is off of the great room. & has a large walk-in closet & pocket door to the ensuite master bath w/dual sinks, tile floors & walk in shower. Interior laundry room w/newer stack washer & dryer. Split floor plan w/second bedroom adjacent to the second bath & 3rd bedroom is to the front & often used as a den/office. Other features are newer A/C-Heat & thermostat, de-humidistat, ceiling fans thru-out, window treatments thru-out, & more! Laminate floors in great room/dining area & in 3rd bedroom & carpet in master & 2nd bedroom. New carports & new roof in 2023. There is an elevator in the building & gas grills are available for your use. Heritage Oak Park is an active gated community with an activities director on staff planning many activities for your enjoyment. Built around all the old oak trees it feels like you are in the country yet just around the corner from shopping & restaurants. Amenities include a large clubhouse, heated pool, tennis courts, pickleball courts, bocce ball, shuffleboard, horseshoes, fitness room, billiards rom, lending library & walking path around the lake!!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $218,320 | $218,320 | $218,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $458 | $458 | $458 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,508 | $1,451 | $1,841 |
Total Monthly Payment | $2,041 | $1,984 | $2,374 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.