5287 81st STREET N, #1, St. Petersburg, FL, 33709 | $133,000

Under contract-accepting backup offers. This stunning ground-floor corner unit offers an unbeatable location! A rare private end unit with 2 bedrooms and 2 baths, plus a reserved covered parking space. The kitchen boasts ample cabinets and counter space, perfect for preparing gourmet meals on the gas stove. The open-concept layout and split-bedroom design are ideal for hosting family or guests. The spacious primary bedroom features a in-suite full bathroom, large walk-in closet and a peaceful view of the lush green space. This home did not flood in hurricane and includes automatic hurricane shutters for maximum protection & safety.

The monthly HOA fee covers it all: Internet, Wi-Fi, Cable TV, gas, exterior maintenance, reserves, building insurance, grounds upkeep, recreational facilities, roof, trash, sewer, and water! Recent upgrades include a natural wood appearance flooring, brand-new roof and a new central heating & air system, complete with a transferable 10-year warranty.

Located in the coveted 55+ Paradise Shores community, this is the ultimate destination for carefree, stress-free retirement living. Enjoy a vibrant lifestyle with access to a recreation center, library, community activity room with a full kitchen, large heated pool, shuffleboard courts, bocce court, and a tiki-style barbecue and picnic area.

Plus, you’re just minutes away from beaches, shopping, banking, and every convenience imaginable.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Pool
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Common Area
  • Complex: PARADISE SHORES
  • Year Built: 1971
  • Approx Sq. Feet: 1,110
  • Est. Taxes: $2,140
  • Condo Fee: $742 Monthly
  • Adult Communities: Yes
  • Appliances: Range, Refrigerator
  • MLS#: TB8312969
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/TB8312969/528781ststreetn_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 1:35:44 AM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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5287 81st STREET N, #1, St. Petersburg, FL, 33709

$133,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $106,400 $106,400 $106,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $178 $178 $178
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $708 $707 $912
Total Monthly Payment $961 $960 $1,165

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.