Fully Available. Discover unparalleled space and tranquility in this stunning 4-bedroom, 2-bathroom home, set on one of the largest and most coveted double lots in Lake Carmel. Designed with modern living in mind, the home features an open floor plan that seamlessly connects the living, dining, and kitchen areas, making it perfect for both entertaining and everyday comfort. The property boasts a sparkling pool surrounded by lush bordering landscaping that offers privacy from neighbors, creating your own secluded retreat. Recent updates, including, new roof, DECK, and septic tank, ensure long-term peace of mind. The home also includes a 2-car garage, central AC, and a versatile bonus space that could easily function as an accessory studio apartment or in-law suite, complete with its own bathroom. Located just a short drive from Fahnestock State Park, the Appalachian Trail, and the charming village of Cold Spring, this home offers convenient access to outdoor adventures and a vibrant local community. Enjoy the many recreational activities at Lake Carmel, from swimming and kayaking to fishing, all while being close to nearby shops and restaurants. Don't miss this rare opportunity to own a unique property with privacy, space, and exceptional indoor and outdoor living! Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached,
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $1,026 | $1,026 | $1,026 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,924 | $3,711 |
Total Monthly Payment | $4,120 | $4,042 | $4,829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.