Canal front, minutes to Lemon Bay & open water! Great opportunity to own a canal front home with 3-bedrooms, 2-bathrooms, attached 2 car garage and 100' of waterfront located on a canal with quick access to Lemon Bay and the Gulf. Located in the Gulf Winds community, this home is an ADA VA accessible home. Step inside this home into the living room to view the spacious, bright interior with high ceilings, sliders out to the lanai/patio area and new tiled floors throughout the home. The open floor plan provides a welcome feeling for friends and family while you entertain in your kitchen with new cabinetry, new granite countertops, a large pantry closet, plenty of counter/cabinet space and serving window to lanai. Kitchen overlooks the dining and family room area with French doors that open to your outside covered lanai. The spacious master bedroom easily accommodates a king size bed, has a custom walk-in closet, private access to the lanai area. Your master bath has been updated with an all new granite countertop, two sink vanity and a fabulous accessible shower with dual heads and matching tile. The split bedrooms offer privacy for guests and includes two nice-sized bedrooms with walk-in closets and a guest bath that was also updated with a new granite countertop and new vanity , new walk-in shower and has access out to the lanai area. You will enjoy spending time on the oversized, screened lanai or choose the charming deck area overlooking the waterway. Water extras include new Fiberon Composite deck and railings, covered area for boat, and separate ramp and pulley for a canoe or kayak. Home also features new hurricane proof windows and garage door, in-home security system, 22k Generac generator and two 120 gallon propane tanks, 2 car garage with work bench, extra parking pad for RV or boat trailer, and more. This home is centrally located in the town of Englewood and close to the Englewood Public Beach, shopping, gulf and Historic downtown Dearborn Street offering charming locally owned restaurants, coffee shops, boutiques and more. **** New Roof, new kitchen**** NO STORM DAMAGE!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $61 | $61 | $61 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,928 | $2,818 | $3,575 |
Total Monthly Payment | $3,081 | $2,971 | $3,728 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.