*** New Price *** This is the home you’ve been waiting for!!! Deceivingly spacious, this well maintained four bedroom, two and a half bathroom home is warm and inviting from the moment you arrive! As you step inside, you'll be enchanted by all the natural light and the comfortable warmth of this classic New England Colonial. At the heart of this charming home is the updated kitchen with light Maple cabinets and granite countertops, graciously flowing into a cozy and inviting family room where a wood fireplace provides heat as well as the perfect gathering space for family and friends! A formal dining room and spacious living room, both boasting beautiful hardwood floors under the carpet and featuring built-in bookshelves as well as a 3-seasons porch, make this home a entertainer's dream. Three generous bedrooms and a full bath in addition to the primary suite with its own private bath complete the second level. The partially finished basement is ideal for extra storage and houses a well equipped workshop. A fenced and manageable backyard as well as the 2-car garage round up this beautifully cared for home, where pride in ownership is abundantly evident. This desirable location is just minutes to shopping, restaurants, schools, and conveniently accessible to all major centers. Some pictures have been digitally staged for marketing purposes.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,920 | $447,920 | $447,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $650 | $650 | $650 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,980 | $2,977 | $3,777 |
Total Monthly Payment | $3,722 | $3,719 | $4,519 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.