Move-in ready cape style home loaded with craftsman features and original charm. This 3 bedroom accessible floor plan offers easy single level living with first floor bedroom, full bath and laundry! Front entry opens to living room with versatile open concept to family room or the ability to close French doors to family room for in-home office or privacy between rooms. Eat-in kitchen features bright full surround windows, white cabinets and vintage sink. Head upstairs to two additional bedrooms and a large unfinished room with easy access to plumbing for a potential install of an upstairs bathroom. Additional features include original bullseye moldings, arts and crafts banister, built-ins and dual sink in basement with updated systems and ample dry storage space. This charming bungalow style, gable dormer cape with inviting front farmers porch is situated in a residential neighborhood within walking distance to parks and playgrounds. Low maintenance home with vinyl siding and windows, coupled with well maintained and updated systems, plumbing and electrical. Call today for a tour!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $356 | $356 | $356 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,401 |
Total Monthly Payment | $2,294 | $2,292 | $2,832 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.