Bright & sunny lovingly maintained home in Portsmouth's highly desirable Little Harbor neighborhood! Incredible location only a few blocks to downtown, The West End, schools, restaurants & shopping - enjoy easy access to all this vibrant coastal town has to offer! Upon entry you'll immediately notice unique details including beautiful hardwood floors, built-in cabinets & shelves, lovely trim work & natural light adding warmth & character throughout the house. The eat-in kitchen features an abundance of windows over-looking the private yard. A large island w/ gas range & hood is the centerpiece of this large space! The living room & separate dining room create a welcoming layout to host family gatherings & guests for the holidays! A half bath & heated 4-season porch for enjoying quiet mornings & evenings complete the first level. Upstairs you'll find 3 nicely sized bedrooms & a full bath. As a bonus the 3rd floor has been finished to be used a 4th bedroom, office, additional family room or more! Outside you'll find the backyard is nice & open & lined with an assortment of shrubbery including raspberry & blueberry bushes, forsythia, lilac, rose of sharon, hydrangea, rhododendron & bridal veil. A 2-car garage offers convenient parking & storage, & mini-splits have been installed for a/c & supplemental heating if desired. Available for the 1st time in more than 30 years, don't miss the opportunity to make this lovely home yours! Showings start Wed 10/23 by appointment.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $874 | $874 | $874 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,457 | $4,837 | $6,557 |
Total Monthly Payment | $5,423 | $5,803 | $7,523 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.