This move in ready, sunny, end-unit has plenty of windows and sliders to let in the warm breezes. Newly applianced kitchen has a large dinette area plus room for a formal dining room, just perfect for entertaining. The living room plank porcelain tile, oversized windows, and slider flows out to over 43’ of tiled and screened lanai. A spacious master bedroom nicely appointed with walk in closet and ensuite bath includes spacious walk-in tiled shower. The 2 additional bedrooms, each with a slider off the lanai, share the second full bath with tub / shower. You may not be spending too much time inside, however, because Emerald Pointe and the surrounding area have a lot to offer. One of the premier boating communities in Southwest Florida with quick access to Charlotte Harbor and the Gulf, it provides over 4000 feet of dockage, launch ramp, trailer and RV storage, 5 tennis courts, 3 pools, pickle ball, a fitness room, library, pool table, putting green, lawn games, and seasonal restaurant. You can also walk, bike or boat to downtown Punta Gorda where there is always something to do year-round- restaurants, boutiques, farmers markets, festivals and always shopping! Come live the dream in beautiful sunny Southwest Florida. This building has the lowest maintenance fee of all phases in the Association. Most furniture to convey with unit. Be sure to view the 360-Virtual Tour Link Attached.
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Our Executive Mortgage Banker:
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$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $78 | $78 | $78 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,234 | $2,867 |
Total Monthly Payment | $2,415 | $2,387 | $3,020 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.