3409 Grenville DRIVE, Winter Haven, FL, 33884 | $242,000

Under contract-accepting backup offers. Your spectacular new home awaits in Traditions at Lake Ruby, an active 55+ community! This delightful Springfield model 2 BD/2 BA home offers a spacious open concept with split bedrooms and an enclosed patio—perfect for enjoying your morning coffee while overlooking the private backyard. The living room/dining room features two sets of sliding glass doors, one leading to the enclosed patio and the other to the side yard. The kitchen boasts wood cabinets, a pantry, and white appliances, while the dining room has a large pass-through window into the kitchen. The master suite is spacious, and the master bath features a single vanity, a tile shower with a glass door, and a walk-in closet. The additional bedroom and full bath with a tub are perfect for guests. This home also features ceramic tile, vaulted ceilings, a spacious living room, an indoor laundry area includes a washer and dryer, a large corner lot, an irrigation system, rain gutters, a paved brick driveway, and a 2-car garage. Recent updates include a roof (2022), AC (2023), and fresh exterior paint (2024). The HOA covers lawn service, garbage collection, including bush and tree trimming, exterior painting of the home (in the owner’s choice of color), cable and Internet. Traditions at Lake Ruby is a gated, maintenance-free 55+ community featuring clubhouses, planned community activities, and amenities such as a dock and boat ramp, heated outdoor swimming pool and spa, ballroom, billiards, meeting room, library, computer room, craft room, dog park, tennis courts, basketball court, bocce ball, shuffleboard, fitness center, aerobics studio, and so much more. The community is convenient to shopping, restaurants, hospitals, medical facilities, and Legoland.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2006
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,275
  • Acreage: 0.13
  • Est. Taxes: $1,668
  • HOA Fee: $445 Monthly
  • Lot Desc: Corner Lot
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: P4932416
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/P4932416/3409grenvilledrive_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 12:38:06 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Julie MansLuxury Properties Specialist

239.317.5051

Julie.Mans@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3409 Grenville DRIVE, Winter Haven, FL, 33884

$242,000

Julie Mans

Luxury Properties Specialist

William Raveis Real Estate

Phone: 239.317.5051

Julie.Mans@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $193,600 $193,600 $193,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $139 $139 $139
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,288 $1,287 $1,660
Total Monthly Payment $1,502 $1,501 $1,874

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.