Welcome to 45 Roundabout Road, a stunning 4-bedroom, 3. 5-bathroom contemporary home situated on an expansive . 84-acre lot in the sought-after community of Smithtown. This tranquil property is a "little piece of Nissequogue". Inside, vaulted ceilings with abundant natural lighting highlights an open and inviting floor plan. The spacious living room with large windows and wood burning fireplace makes this the center-point of the home. The gourmet kitchen is fully equipped with stainless appliances, custom cabinetry, and an island, ideal for casual gatherings and meal prep alike. A bonus room extends from the kitchen with an outside entrance, acts as a kitchen-nook/mud-room or office. Each bedroom is generously sized, while the primary suite comes with a private spa-inspired bathroom, walk-in closet and dressing room. The home also includes a lower level, ideal for a home office, gym, or entertainment area, and features a large, attached two-car garage located under the house, providing extra storage and convenience. Outdoors, the expansive, beautifully landscaped yard is a true haven with plenty of space for recreation and relaxation. Located just moments from Smithtown's top-rated schools, parks, shopping, and dining, this residence offers the perfect balance of tranquility and accessibility. Make 45 Roundabout Road your forever home and enjoy all that this incredible property has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,049,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $839,200 | $839,200 | $839,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.004% | 6.738% | 6.307% |
Monthly Tax Payment | $1,542 | $1,542 | $1,542 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,897 | $5,373 | $7,138 |
Total Monthly Payment | $6,564 | $7,040 | $8,805 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.