Live the LAKEFRONT Dream!! Welcome to your perfect lakeside retreat in the charming LAKE MARIE ESTATES on LAKE SUSAN! A NEW ADDITION OF TOP OF THE LINE, 9. 855 kw system, 27 premium panels, Enphase IQ7 micro-inverters, Ironridge aluminum rails! SOLAR IS THE GIFT THAT KEEPS ON GIVING WITH LITTLE TO NO ELECTRIC BILLS!! ROOF 10/18/2022! REPLUMBED 2022, A/C 2022, WATER HEATER 2022! NO HOA!! FULLY FENCED! COMPLETELY REMODELED!! RARE FIND! REALLY PRETTY HOME! "A" RATED ELEM! SOLID CONCRETE BLOCK construction! whole house WATER FILTRATION SYSTEM! This inviting 3-bedroom, 2-bathroom home with 2-car GARAGE sits on a OVERSIZED . 37-acre YARD, offering serene lake front living and a wealth of features to enhance your lifestyle. LOCATION! LOCATION! ???WHERE in the WORLD is DEBARY, FLORIDA??? CONVENIENTLY LOCATED BETWEEN ORLANDO AND DAYTONA BEACH! APPROX 10 MINUTES TO SANFORD, LAKE MARY/MAITLAND/ORLANDO is quick too! DEBARY IS NESTLED ON THE EASTERN BANK OF THE ST. JOHNS RIVER! With many desirable features including an open floor plan, covered front porch, screened back porch. Once you step inside you'll will be greeted with a million dollar lake view! A meticulously maintained home with LOTS OF NATURAL LIGHT! The great room offers a comfortable space for relaxation and entertainment. UPGRADED Light Fixtures, ceiling fans and newer water and scratch resistant maintenance free flooring. Open to a bright Kitchen complete with NEW CUSTOM SOFT CLOSE CABINETRY, QUARTZ Countertops, STAINLESS Steel appliances and a LARGE ISLAND! Just off the kitchen is a separate dining room for those special gatherings. The other side of the kitchen offers another flex space that can be another living, dining or game space. The Primary Suite boasts an ample Walk-In Closet, an En Suite Bathroom with GORGEOUS TILE WORK. The Owner's suite is private and situated on it's own side of the home. On the opposite side of the home are 2 more bedrooms. Bed 2 is very generous in size and has lake views! The 3rd bedroom is located at the right of the hall making the bedrooms a 3 way split so everyone can enjoy privacy! Another gorgeous bath is at the end of the hallway. Enjoy your mornings on the expansive screen porch, where you can sip coffee and soak in the picturesque lake views. The home also has a 2022 roof, 2022 A/C providing peace of mind for years to come. This property offers exceptional value—it's a fantastic opportunity for anyone looking to embrace a move in ready lakeside lifestyle without breaking the bank. With a focus on quality of life, 2021 reports list Debary in the top 10 list of Best Places to live in Florida!! Debary is highly residential with small business and low traffic with super easy access to Sanford, Lake Mary, Maitland, and Orlando. A short drive to the beaches too! FUN FACT! It's LEGAL to drive GOLF CARTS around this quaint city!!! Debary balances natural beauty with a growing suburban community. Full of state parks, rivers and natural springs! Known for its peaceful atmosphere and scenic surroundings, DeBary is a great place for homebuyers looking for a quiet suburban community suffused with the natural beauty Florida is famous for. Live happily ever after in your new home in Debary Florida! Call your Realtor right away!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,676 | $2,152 |
Total Monthly Payment | $2,135 | $2,113 | $2,589 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.