Step into this warm and welcoming home that has been totally and beautifully updated, and you will be impressed. The pastoral setting with the views and large rear deck overlooks a large expanse of lawn. It is private and appealing. The inside has large windows that allow the sun to stream through. The easy single level floor plan has three bedrooms, an open concept Great Room and a tasteful sunroom. A walkout, finished lower level provides additional space with bedroom, exercise area and spacious family room. Kitchen and baths are well appointed. Each room has its own mini split, so you can have individually controlled heat and air. The two bay garage has ample storage and an epoxy floor plus a charger for an EV. . It is an easy walk to the private Governor's Island community beach and amenities which include playground, tennis, clubhouse, pickleball, basketball, volleyball and a beautiful sandy beach.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $960,000 | $960,000 | $960,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $748 | $748 | $748 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,451 | $5,989 | $8,036 |
Total Monthly Payment | $6,324 | $6,862 | $8,909 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.