Located in a beautiful Essex neighborhood this stunning 5 bedroom, 4 bath colonial offers a fantastic opportunity to move your things right in & call it home! Step onto the covered front porch & enter into the bright entryway with 9’ high ceilings, hardwood floors & high-end finishes. Sun-drenched living room opens to the dining & kitchen areas. Inviting kitchen with white cabinets, stainless steel appliances, updated backsplash, farmhouse sink & center island with granite top & additional seating. Large pantry & mudroom with custom built-in shelving & a bench lead you into the attached 2 car garage. You'll also find a tiled half bathroom on the first floor. Upstairs you'll find 4 generous sized bedrooms. The primary bedroom has 2 closets, including a walk-in closet. En suite bathroom has double vanities & a window for natural light. 3 bedrooms share a large bathroom with double vanities as well. The finished, walk-out basement is an added bonus & can be used as an in-law suite with separate family room, bedroom with a large closet & bathroom with a granite surround shower. You can also find a separate laundry room & spacious storage here as well. Expansive backyard with fire pit, storage shed & plenty of space to garden & entertain. There is a park including a children’s playground & new basketball court within a 5-minute walk away. There are community events frequently at this park throughout the year if you are interested. Community pool available for an additional fee.
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.004% | 6.738% | 6.307% |
Monthly Tax Payment | $967 | $967 | $967 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,197 | $4,605 | $6,118 |
Total Monthly Payment | $5,256 | $5,664 | $7,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.