Welcome to this delightful Ranch home in the highly desirable Campbell Hill Estates, situated on a corner lot, combines comfort and convenience just minutes from shopping. Enjoy easy, accessible living with all main areas conveniently located on one level. The spacious living room features a vaulted tray ceiling that adds openness to the space. Kitchen has granite countertop and is fully equipped with modern appliances, perfect for casual dining, as well as a formal dining room ideal for holiday gatherings. Retreat to the Primary bedroom, complete with its own bath for your privacy and convenience. The full walkout basement offers plenty of shelving for storage or a future workshop. This home also has a convenient irrigation system, ensuring your lawn stays lush and green with minimal effort.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,920 | $499,920 | $499,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $742 | $742 | $742 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,453 | $3,323 | $4,216 |
Total Monthly Payment | $4,287 | $4,157 | $5,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.