This exceptional home in Laconia's premier subdivision, Nature's View of Paugus Bay, truly stands out. It's perfect for those seeking a first-floor bedroom with an ensuite. The main level boasts a stunning family room with soaring ceilings, a gas fireplace, a charming bay window, and elegant woodwork with wainscoting. The spacious dining area features beautiful hardwood floors, while the large eat-in kitchen is equipped with a center island, Cambria countertops, a tile backsplash, and two pantries for ample storage. The primary bedroom suite includes a custom tile shower. First-floor laundry. A sunroom/den with access to a private deck. The second floor offers ample space for family or guests, with two large bedrooms and a generously sized bathroom. This home offers comfort, style, and expandable space for future needs. Additional features include a two-car garage and a full basement for storage or future expansion, and the home could also be expanded with space above the garage for extra living space. Located minutes from lakes, marinas, restaurants, skiing, shopping, hiking, theater, and all the Lakes Region has to offer. Take advantage of this outstanding opportunity.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $515,920 | $515,920 | $515,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $534 | $534 | $534 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,519 | $3,429 | $4,351 |
Total Monthly Payment | $4,145 | $4,055 | $4,977 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.