Nicely set back on Spear Street, #1102 sits on 3. 5 acres. This one level home offers 4 bedrooms and 3 full baths, and has recently had a major renovation. Sellers have updated all of the electrical, plumbing and heating systems, as well as the interior. You will find a stunning new kitchen with white cabinetry, quartz counter tops, tile backsplash and stainless steel appliances. All 3 bathrooms have been completely redone as well. The living areas have new hardwood flooring. The bedrooms all have new carpeting. The floor plan is open with a large family room with vaulted wood paneled ceiling facing west. A new Hearthstone woodstove will make this space warm and cozy this winter. A large living room with oversized windows lets the sun shine in. The primary suite with vaulted ceilings and large walk-in closet is located on the north end of the home giving it some nice privacy. A lovely primary bath features a walk-in tile shower and quartz top vanity. A large dining space is just off the living room, perfect for entertaining this upcoming holiday season. Two additional baths service the 3 bedrooms. Plenty of room for family and guests. The large unfinished basement has access to the garage entry, super convenient for seasonal use. The 3. 54 acre lot is a rare find, with possible subdivision potential. The location is super convenient to Burlington, UVM, Medical Center and amenities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,050,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $840,000 | $840,000 | $840,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.004% | 6.738% | 6.307% |
Monthly Tax Payment | $1,260 | $1,260 | $1,260 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,902 | $5,379 | $7,145 |
Total Monthly Payment | $6,287 | $6,764 | $8,530 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.