Welcome to your year-round Lake Champlain retreat. Being sold fully furnished, it's ready for you to enjoy 85 feet of private, owned, lake frontage! Built in 2006, this modern yet rustic home has beautiful sunset views of Isle Lamotte, NY mountains, and Rouse's Point. Canada is just a 15-minute drive; 1 hour and 10 minutes to Montreal, 1 hour to Burlington. Situated in a shallow bay, this property is ideal for windsurfing, paddle boarding, and kayaking. This area offers excellent fishing, and access to the broad lake is right outside your door! There is a boat launch just a mile down the road, and several dock-up-and-eat restaurants/bars by boat within 10-45 minutes. Enjoy the expansive views from the large 30x16 screened in deck, plenty of space to host a large gathering. Located at the top of the Champlain Islands, you'll appreciate the peaceful, quiet setting full of nature and wildlife. Whether you're here for full-time living or you want this to be your 12-month vacation home, 23 Mud point South is ready for new owners to love it. Docks included. Showing to prequalified buyers only.
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Our Executive Mortgage Banker:
Our Insurance Division:
$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
Monthly Tax Payment | $567 | $567 | $567 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,840 | $3,695 | $4,689 |
Total Monthly Payment | $4,499 | $4,354 | $5,348 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.