ONE HOUSE TWO LOTS AND LOW TAXES! Do not miss this opportunity. This charming and well cared for home is being sold with a second . 14 lot which is attached to the featured property at no extra cost to you. This home offers a unique blend of style, comfort, and space, making it the perfect sanctuary for families looking to settle down, as well as a perfect home for extended family. Your future home provides a flexible floor plan with a versatile 3-5 rooms, depending on your needs. At the heart of the house is the large, eat-in kitchen equipped with stainless steel appliances, low maintenance flooring, plus offers ample storage. The 2 full bathrooms, one on each story, are generously sized, both featuring a washer and dryer adding to your convenience. In addition, the second story of the house features a large living room and dining room with enough space to convert into rooms of your choice. This area provides you with flexibility to shape your living space according to your needs. An upper deck and a kitchenette plus bedroom with walk in closet adds to the charm of this property. Other features include an extended driveway, 200 amp electric, and cellar w/ bilco doors containing utilities and storage. The property also features peek a boo water views of Second Neck Creek. Relax and enjoy the marina right down the road. For further details and to schedule a showing call now and be in before the holidays.
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$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $539 | $539 | $539 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,757 | $2,653 | $3,367 |
Total Monthly Payment | $3,371 | $3,267 | $3,981 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.