On one of the Upper West Side’s most coveted streets, apartment 5B at 102 West 85th exudes an effortless elegance, a perfect marriage of pre-war craftsmanship and modern refinement. As you step inside, a dramatic entry foyer greets you—a prelude to the apartment’s airy sophistication. The studio, perched just above the treetops, feels both serene and vibrant, a space where light dances across every surface. Two expansive walk-in closets offer more than just storage—they provide the luxury of space. The kitchen, with its updated appliances and a charming window that frames the city’s hum, is a culinary retreat in itself. Every inch of this turnkey apartment is thoughtfully designed, ready for you to step into a lifestyle that’s both comfortable and chic. Moments from the green expanses of Central Park and the riverside calm of Riverside Park, the location is as ideal as the home itself. The building, pet-friendly and welcoming, features a part-time doorman, live-in super, and a laundry room for added convenience. Whether you’re seeking a permanent residence or a pied-à-terre, 5B is a home that captures the essence of classic New York, with all the modern touches you could wish for.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,313 | $2,984 |
Total Monthly Payment | $2,390 | $2,388 | $3,059 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.