Quick Move-in! Welcome to Ashton Covey in Winter Haven where you can enjoy the Florida lifestyle to the fullest. Located just off US Highway 27, your new home will offer a convenient commute to work, outdoor recreation, shopping, dining, and more. Less than 15 minutes to Downtown Winter Haven with local shops and restaurants! 5 miles to public lake access at Lake Daisy where you can spend the day boating, paddle boarding, and more. An easy day trip to theme parks including Legoland and Disney World. The Hadley Bay single-family home has it all. Use versatile flex space as an office or library. The great room looks onto the dining area and scenic lanai, perfect for relaxing while delicious meals cook in the gourmet kitchen with island. Behind the 2-car garage, an extra bedroom with full bath to make a main-level guest suite. Upstairs, 2 bedrooms and a full bath provide comfort after all the fun that’ll be had in the loft. Your luxurious owner’s suite will wow with dual walk-in closets, double vanities and a seated shower. Come home to The Hadley Bay. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.
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Our Executive Mortgage Banker:
Our Insurance Division:
$433,095
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $346,476 | $346,476 | $346,476 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,305 | $2,303 | $2,971 |
Total Monthly Payment | $2,380 | $2,378 | $3,046 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.