290 4th ST S, Naples, FL, 34102 | $875,000

Embrace the charm of Olde Naples in this boutique condo, a true testament to durability having withstood Hurricane Ian, Hurricane Milton, and Hurricane Helene without any damage. Located in Olde Naples highest elevation & just two blocks from the lively 5th Avenue and 3. 5 blocks from the beach. The bright living and dining area features a stunning wall of windows that overlook lush palm trees and landscaped gardens. Recent enhancements include new paint throughout, a new AC system, a new water heater, a full-size LG Slim washer and dryer, upgraded lighting, ceiling fans, and custom wood plantation shutters. A lovely outdoor seating area provides the perfect spot for your morning coffee. Situated in the peaceful Beach Breeze community, which comprises only 8 units and is located in the "high and dry" X Flood Zone, this home offers low condo fees, assigned owner parking, guest parking, and a pet-friendly policy. With flexible rental restrictions, it’s an ideal choice for investors or part-time residents looking to maximize rental income. 290 Beach Breeze truly captures the spirit of Olde Naples with its classic appeal, modern comforts, and exceptional location!

Features

  • Building Design: Low Rise (1-3)
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 2
  • Amenities: Beach Access,Internet Access,Sidewalk
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: BEACH BREEZE
  • Development: OLDE NAPLES
  • Year Built: 1969
  • Approx Sq. Feet: 1,058
  • Est. Taxes: $5,953
  • Condo Fee: $2,500 Quarterly
  • Lot Desc: Other
  • View: Landscaped Area,Partial Gulf
  • Community Type: Condo/Hotel,Non-Gated
  • Pet Policy: Limits
  • MLS#: 224084204
  • Website: https://www.raveis.com
    /prop/224084204/2904thsts_naples_fl?source=qrflyer
Copyright © 2024  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of COLDWELL BANKER REALTY

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

290 4th ST S, Naples, FL, 34102

$875,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $700,000 $700,000 $700,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.750% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.864% 6.810%
Monthly Tax Payment $496 $496 $496
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,482 $4,540 $6,146
Total Monthly Payment $5,070 $5,128 $6,734

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.