14' Elevation - this home stayed high and dry during Helene and Milton. This Custom designed and engineered coastal home backs up to Robert Crown Wilderness / Cross Bayou and leads out to the Gulf of Mexico. 54' of waterfront with 28' floating dock and plenty of room for a lift. It is a deep sailboat water canal at all tides. The property has an oversized 182' lot, which is completely fenced and nestled on a cul-de-sac street. It features Three screened-in covered porches a large covered open porch off the kitchen, a balcony off the upstairs guest bedroom. The spacious open floor plan has split bedrooms on both the 1st and 2nd floor. The home has 4 bedrooms, three fully updated bathrooms, and an indoor laundry room with a laundry chute. The owner’s suite spa-like bathroom has double sinks and granite counters. The main bedroom has spectacular water and conservation views with atrium doors leading out to the private screen balcony. There is a wood burning fireplace in the living room on the second level. There is a cathedral and vaulted ceilings throughout the main living areas and main bedroom. The chef’s kitchen has vaulted ceilings with 2 skylights and sliding glass doors leading out to a covered porch. This truly is a chef’s kitchen with Quartz Counter Tops, Electrolux and GE appliances, Oversized shallow pantry just to name a few. The first floor is legally insurable and meets flood requirements. (Complete list is attached and available to agents or upon request) Survey available. Insurance companies available. This community has Tennis and Pickle Ball Courts, a beautiful Key West Style Club house, spa, swimming pool, day docking, barbecue area and a gorgeous hall with commercial kitchen that can be rented for your events. It also has a private beach in the neighborhood, a private yacht club for an additional fee and a fabulous historic downtown just 10 minutes away. Numerous waterfront restaurants are available by boat. This Truly is Resort Style Living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,130,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $904,000 | $904,000 | $904,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.750% | 7.038% |
Monthly Tax Payment | $356 | $356 | $356 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,863 | $5,788 | $8,000 |
Total Monthly Payment | $6,344 | $6,269 | $8,481 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.