Beautiful 2/2/2 PLUS FLEX ROOM home in Ocala Preserve's gated RESORT STYLE golf course community! Built by Shea Homes in 2020 ~ Rome model. Stacked stone front and paver driveway/walkway. OPEN FLOOR PLAN with high ceilings and ceramic tile planks in living areas. Pretty kitchen has breakfast bar island, upgraded cabinets, granite counters, SS appliances, and pantry. Split bedrooms. Primary bedroom has ensuite with walk-in shower, linen closet, walk-in closet, and water closet. Flex room is a great office or den. Inside laundry room has extra cabinets and sink. Whole house WATER FILTRATION system. SOLAR PANELS keep electric bills low (fully paid)! Screened lanai runs the length of the home. MAINTENANCE FREE LIVING ~ HOA includes all lawn care/landscape, irrigation, high speed internet (fiber optics), and guarded gate entrance. Amazing amenities include miles of trails for walking/biking, resort style pools, spa, tennis courts, pickleball courts, dog parks, Salted Brick restaurant, fitness center, clubhouse, fishing dock, kayaks, canoes, paddleboat, and golf course! Convenient location to shopping, dining, and minutes to WEC and I-75!
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $263 | $263 | $263 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,696 | $2,188 |
Total Monthly Payment | $2,036 | $2,034 | $2,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.