Under contract-accepting backup offers. Quality Construction! THIS HOUSE HAS WEATHERED TWO MAJOR HURRICANES WITH NO ISSUES! IN FLOOD ZONE X—NO FLOOD INSURANCE REQUIRED! This spacious 4-Bedroom home located in Lakewood Estates on the St. Petersburg Golf & Country Club has had numerous upgrades--New Roof 2022, Impact Windows 2023, Solar Panels 2018, A/C 2023, Detached Office/Bonus Room 2021, Composite Deck 2022, Shed and Fence 2021. It even has an Electric Car Charger! Lovely view of the 8th fairway of the golf course. Beautiful original Oak Floors throughout. The expansive Living Room can be set up as one large space or two separate living areas. The Kitchen is open and bright with Carrera Marble Countertops, Subway Tile, Stainless Appliances, an Eating Bar, and a dinette opposite. Step into the Family Room or out to the Screened Porch and new Deck. So much room for a family to spread out! The split floor plan puts the Master Bedroom with En-suite Bath and customized Walk-in Closet on one side and three additional Bedrooms at the other end of the house. Out back you have a detached Bonus Room with Electric and A/C, ideal for an Office, Art Studio, Play Room, etc. Lakewood Estates is a hidden gem in St Pete, conveniently situated adjacent to the Boyd Hill Nature Park and St. Petersburg Golf & Country Club, and offers easy access to vibrant Downtown St. Pete, I-275, Ft Desoto Park, and the new Skyway Marina District. Two neighborhood groups sponsor events throughout the year. Call today to make an appointment to see this Charming home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$635,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $508,000 | $508,000 | $508,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,380 | $3,376 | $4,356 |
Total Monthly Payment | $3,656 | $3,652 | $4,632 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.