Prime Location on the highly desirable Ahrens Rd! Newly appraised and priced to sell. Sitting on 2. 6 secluded acres of land yet a commuter's dream. Access to Livingston Manor or Liberty are both within minutes. A 4drm, 3Bath Cape Cod style home with a finished basement, bonus entertainment room. The top floor has an additional room with a terrace overlooking the natural beauty of nature. The entire home is equipped with a monitored home security system. With generous upgrades such as a new leech field and revised and expanded septic system complimented by surrounded French drains that extend to the front yard. Updates to the front and back decks including new rails and floorboards and rafters, all done in 2022-2023. Updates in 2024 include a new water pressure tank, hot water heater, water filtration system, 2 windows replaced. Crusher run for the driveway, drainage expanded around the home and some fresh paint on the first floor. Updated landscaping for a lovely curb appeal.
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Our Executive Mortgage Banker:
Our Insurance Division:
$530,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $424,000 | $424,000 | $424,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $725 | $725 | $725 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,821 | $2,818 | $3,635 |
Total Monthly Payment | $3,638 | $3,635 | $4,452 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.