Welcome to this meticulously maintained cape, with every detail thoughtfully considered. Nestled in the exclusive Long Bay Association a gated waterfront community. Step inside and enjoy the open concept main level, featuring a bright living room with cathedral ceilings, plush carpeting and a cozy gas fireplace. The dining area is bathed in natural light from a large bow window, while gleaming hardwood floors flow into the kitchen, with ample cabinetry, granite countertops, and sliders leading to a private deck, perfect for BBQs and outdoor relaxation. Convenience is key, with a half bath and laundry room (washer & dryer included) just off the main living area. The primary suite features, a walk-in closet, en-suite bath with twin sinks and step in shower. Upstairs you'll find 2 generously sized bedrooms and full bath, ideal for family & guests. This home is designed for easy living, with central air, security system, vinyl siding, PVC trim, and composite decking for zero maintenance. The pristine landscaped yard is equipped with an irrigation system for effortless care. The oversized 3 car garage offers direct entry & ample space for all your lake toys. Don't miss your chance to live in this dream home in one of the area's most sought after community with a heated pool overlooking the lake, 2 crescent shaped beaches, a day dock, tennis, pickleball courts, basketball, walking trails, and much more. minimum 30 day rentals. Open houses Sat 10/19 10-1: 00 & Sun 10/20 10-12: 00
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $712,000 | $712,000 | $712,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $613 | $613 | $613 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,987 | $4,326 | $5,865 |
Total Monthly Payment | $4,692 | $5,031 | $6,570 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.