Introducing the Cedar Key by LGI Homes – a stunning three-story townhome designed for your ultimate comfort and enjoyment. This home is an embodiment of luxury living, offering a perfect blend of space, style, and convenience. Featuring three spacious bedrooms, 2. 5 bathrooms, and an attached garage, the Cedar Key exudes elegance from the moment you enter. Your private entrance opens up to a generous enclosed patio on the first floor, creating a cozy outdoor haven, while a private fenced-in courtyard adds an extra touch of serenity. The oversized one-car garage ensures you have all the storage space you need, making organization a breeze. The second floor is a culinary dream, with an open kitchen floor plan that showcases beautiful quartz countertops, solid wood cabinets, a cooking island, a breakfast bar, stainless steel appliances, and a sleek backsplash. A closet pantry and an eat-in area make it perfect for those who love to cook and entertain. The dining area seamlessly flows into the family room, creating a welcoming atmosphere for family and friends to gather. You'll also find a convenient half bathroom on this floor. On the third floor, the Cedar Key continues to impress. The spacious master bedroom with an en-suite bath and a large walk-in closet offers a private sanctuary. Additionally, there's a small bonus room that can serve as an office or library, providing a quiet space for work or relaxation. Two more spacious bedrooms on this floor come with balconies, inviting you to step out and enjoy breathtaking sunsets. This exceptional community offers an array of amenities, including a heated pool, fitness center, a gated entrance for added security, a dog park for your furry friends, and access to Gulf Harbors Beach Club, situated on the pristine Gulf of Mexico. The best part? There are no CDD fees! The Cedar Key welcomes residents of all ages and is a pet-friendly community, ensuring it's a perfect fit for all kinds of families. Plus, golf carts are permitted, with the condition that they're parked in the garage, maintaining a neat and organized appearance. Convenience is at your doorstep, with easy access to shopping, restaurants, schools, and the beach. Commuting to Tampa and nearby airports is a breeze, making the Cedar Key an excellent choice for those who value both luxury and practicality. Experience a beautiful place to call home. Welcome to the Cedar Key by LGI Homes. Your dream lifestyle awaits.
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Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $30 | $30 | $30 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,755 | $2,264 |
Total Monthly Payment | $1,861 | $1,860 | $2,369 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.