Adorable turnkey bungalow in Old Northeast, just unpack your bags! This high and dry home features three bedrooms, two baths, open living plan and fantastic lot. Enter into a tiled Florida room that makes a great space for an office or reading nook. The living room features original hardwood floors, fireplace and original built-in shelves, and opens to the dining room and kitchen for open concept living. Kitchen was remodeled in 2018 and features a stainless steel appliances including a gas range, and eat at peninsula that maximizes the entertaining space. Master bedroom features hardwood floors, built in closet and remodeled en-suite bathroom with large vanity and walk in shower. Hall bathroom was also remodeled, and guest bedroom also features hardwood floors and great natural light. Laundry room off the back of the kitchen, and third bedroom looks out over the expansive backyard. Native Florida landscaping, pavers, and large pergola make a great space for outdoor entertaining. Property also features a one car garage, with additional parking off alley. Electrical panels were upgraded a few years ago with circuit to plug in generator, or generator could be hooked up to natural gas line as well. Just 4 blocks from downtown St. Petersburg, this property is being sold furnished with all furniture and home wares for seller convenience. This also makes a wonderful investment opportunity in Old NE!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $720,000 | $720,000 | $720,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $1,215 | $1,215 | $1,215 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,610 | $4,610 | $6,322 |
Total Monthly Payment | $5,917 | $5,917 | $7,629 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.