Nestled along the Black River and the Green Mountain Railroad is this turn key fully furnished recently updated two family home. Located in the heart of the Village of Proctorsville and walking distance to local favorites such as Singletons Store, Murdoch's on the Green and soon to open Café. The Proctor Piper Forest is just around the corner for winter snowshoeing, x-country skiing and snowmobiling with cooperation from Mother Nature. Take in concerts during the summer months, enjoy sitting on the front porch or take a dip in the bordering Black River with one of the best local, secret swimming holes. This ideal all season getaway boasts three bedrooms and two baths in the main house and two bedrooms and one bath in the apartment. An 1850's post and beam with all of the creature comforts of a new home. Hints of the old post and beam construction accent this wonderful home throughout. Enough room for family and guests or gain some supplemental income. Neither unit is rented so it's up to you. The freight train comes through twice a day around 11: 00 am and 3: 00 pm at a slow pace. An enjoyable site of the good ole days! Make an appointment at one of those times to really experience the joy of this turn key home, a must see to really appreciate.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $443 | $443 | $443 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,100 | $2,665 |
Total Monthly Payment | $2,674 | $2,618 | $3,183 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.