Welcome home to Wedgwood Village at Heritage Lake – an active 55+ community located in the New Port Richey/Trinity area. This property features 2 good-sized bedrooms each with their own walk-in closet arranged in a split floor plan. The guest room is at the front of the property next to the guest bath. The primary bedroom is at the back of the home and features an ensuite bath with a stand up shower and a makeup vanity as well as a slider out to the enclosed lanai. The living room is also a great size with sliders out to the lanai and with the dining room attached for easy entertaining. The galley style kitchen has a small eat in area with a 3rd slider out to the lanai. There is plenty of natural light in this home through the windows and sliders. This home has newer luxury vinyl plank wood floors in all of the main living areas and both bedrooms. There is tile in both bathrooms so no carpet in this home. The condo association replaced the roof in 2023 and also takes care of exterior painting. There is a new water heater (2023) and newer garage door and garage door opener (both in 2022). The seller replaced the ceiling fans in the kitchen, living room, bedrooms and lanai in 2023. The washer and dryer (2023) stay and are located in the 1 car garage. There are also metal storage shelves in the garage that will convey. Heritage Lake amenities include a clubhouse with plenty of activities including bingo, dances, parties, card games and billiards. Outdoor amenities include the community pool and spa, bocce courts, shuffleboard, cornhole, tennis and pickleball. This is truly maintenance free living in an exceptional active community. Heritage Lake is located close to shopping, restaurants, medical facilities and all the Tampa Bay area has to offer. Come see this home and make it yours today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $44 | $44 | $44 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,243 | $1,196 | $1,518 |
Total Monthly Payment | $1,362 | $1,315 | $1,637 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.