55+ Block Villa, At the end of the Cul-De-Sac, 2 Large Bedrooms, 1 Large 1 car Garage, 2 Newly Updated Bathrooms, Vaulted Ceilings, The County says This Villa is a non Flood Zone, New Kitchen Cabinets/Appliances, Lighting, New Waterproof Vinyl plank flooring throughout, (No carpet) New Water Heater, 2023 17. 5 SEER HVAC complete high efficiency system, Extra attic insulation, Double Pane Energy Efficiency Windows, all interior walls and trim repainted, New Blinds and Drapes/Rods and Closet Doors throughout, Front load washer and dryer, New Garage Door Opener with two clickers, Most Lights are LED, Contemporary upscale interior decor, Four car Parking Driveway: Hoa Put on a New Roof Every 15 years, Next Year they pay for a New Roof, Exterior Paint 2022, Refrigerator 2024, Water Heater 2020, Less than 56 Miles to Walt Disney World, less than 60 Miles to St. Pete Beach In Florida was just named The #1 Beach in America and the Fifth Best Beach in The World. Please view two videos: Tour 1 & Tour 2
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $186 | $186 | $186 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,630 | $1,569 | $1,990 |
Total Monthly Payment | $1,891 | $1,830 | $2,251 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.