Absolutely Stunning, Move in ready, 3bed, 3 bath Block home with NO FLOOD INSURANCE required. Upon entering, you are greeted by a large covered front porch, then through the front door to an open and airy floor plan that flows from a large living room into a living/dining room combo. To the left is the kitchen with a large breakfast bar convenient to the family room making this a great area for entertaining. Having 2 living areas which is so desirable for many families as it allows for that much needed additional flex space. The Kitchen is modern and upscale with glass door cabinets, gorgeous newly installed granite countertops plus stainless-steel appliances. From the family room, there are French Doors leading either to a bonus room which could be a 4th bedroom, etc. The home has a one car garage and an expanded driveway for additional vehicles. The backyard is private with vinyl fencing, a hot tub, plus a shed for extra storage. A new roof was installed in May 2021 along with two new mini split a/c. units for the back of the home. There is an upgraded electric panel and newer garage door, side door, exterior paint, fence, a newer ac (2019)
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $294 | $294 | $294 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,652 | $1,590 | $2,017 |
Total Monthly Payment | $2,021 | $1,959 | $2,386 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.