Under contract-accepting backup offers. This beautifully updated home in Palmetto is set on nearly ½ acre of land. As you arrive, the newly painted exterior, complete with a brand-new roof and low-maintenance landscaping, greets you with an inviting charm. The recently installed AC unit and water heater ensure energy efficiency and peace of mind for years to come. Inside, the formal living room welcomes you with waterproof luxury vinyl flooring and fresh baseboards and trim that flow seamlessly throughout the home. The kitchen features white wood cabinetry, elegant quartz countertops, a timeless subway tile backsplash, and energy-efficient stainless steel appliances. With 4 bedrooms and 1 bathroom, this home is designed to maximize every square foot of the almost 2, 200 sq ft of living space. The cozy family room at the rear boasts a beautiful stone fireplace, perfect for setting a warm holiday ambiance. The large indoor laundry room adds to the home’s convenience. Step outside to an oversized backyard, offering endless potential to create your own outdoor oasis, with plenty of room for pets to play. Centrally located near US-41, I-275, and I-75, this home offers easy access for commuting to St. Pete or Tampa. Whether you’re in the mood to visit Anna Maria Island or shop at Ellenton Outlets, this coastal community has it all. Don’t miss the opportunity—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $319 | $319 | $319 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,967 | $2,537 |
Total Monthly Payment | $2,362 | $2,360 | $2,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.